On a budget: Check outlets or clearance rooms at stores such as Becker, Hom, Slumberland and Ikea, but ask if sales are final.

Money-back guarantees: Costco, Sam's Club and Nordstrom offer refunds at any time for any reason.

Mattress removal: Minneapolis residents can put old mattresses curbside on recycling week. Most retailers charge about $50 for haul-away at delivery.

Firm/plush split mattress for couples: They're mostly phased out because split construction shortens the life span, but floor samples can be purchased at retailers.

Green: Moss Envy and Room & Board sell natural latex mattresses with components that can be composted.