Awash in deposits

  • Updated: May 20, 2012 - 9:47 PM

 

The decline in the percentage of lenders' deposits that they have loaned out -- the loan-to-deposit ratio -- has left lenders swimming in deposits:

1Q 2008 4Q 2011

Banks 91.6% 71.4%

Credit unions 83.4%* 69.4%

*year-end 2007

Source: American Bankers Association, Credit Union National Association

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