QThank you for the Feb. 18th column on estate planning. Could you provide some starting points for the person willing to take the next steps?
Updated: March 10, 2012, - 04:32 PM
I reached into the e-mail bag and took two questions for this week. Keep the questions coming. I love to hear from you.
Updated: March 03, 2012, - 03:57 PM
We all know that Americans are living longer than earlier generations. Sometimes, it seems that the demographic gray wave evokes fears of a society crowded with the elderly people -- ''sans teeth, sans eyes, sans taste, sans everything.''
Updated: February 18, 2012, - 09:14 PM
The Wall Street Journal, Businessweek, and other major business publications are reporting that the Securities and Exchange Commission is poised to propose new rules for shoring up the $2.7 trillion money market mutual fund industry. The mutual fund industry isn't happy.
Updated: February 11, 2012, - 03:47 PM
QI am about to turn 70. My spouse is younger than me. We both have IRAs that we are trying to leave alone as much as possible. I realize I need to begin withdrawing from my IRA by the end of this year. Is there a minimum amount one must withdraw from the IRA? Also, we want to do a kitchen remodel for about $20,000. Should we take it out of the IRA, or would it be a better idea to go for a loan?
Updated: February 04, 2012, - 09:04 PM
We all know that saving more and borrowing less is critical for our financial health. Considering how harsh the last couple of years have been on so many people, from young adults looking for work to retirees watching their pensions vaporize, it's doubtful that our old profligate habits will reassert themselves as the economy recovers. Memories aren't that short.
Updated: January 21, 2012, - 10:44 PM
A national debate has erupted about the value of a college education.
Updated: January 14, 2012, - 10:28 PM
Perhaps the most famous lines in personal finance were written by 19th-century novelist Charles Dickens. In "David Copperfield," the kindly but debt-ridden Mr. Wilkins Micawber advised a young David, "Annual income twenty pounds, annual expenditure nineteen-nineteen-six: result happiness. Annual income twenty pounds, annual expenditure twenty pounds ought and six: result misery."
Updated: January 07, 2012, - 11:12 PM
The list of ills weighing on the U.S. economy is long, from high unemployment to stingy wage gains to widening income inequality. So, during the festive holiday season I want to focus on some good news: Americans are living longer. Average life expectancy is a fraction above 78 years and climbing. Back in 1935, when Social Security became law, average life expectancy was 61 years. It's a remarkable achievement.
Updated: December 17, 2011, - 03:13 PM