Q: There are many protective holders being sold for RFID (radio-frequency identification) credit cards. Is there some way to tell which of these wallets and card sleeves work the best?
Ed Krautsdorfer, Denham Springs, La.
A: There don't appear to be any independent ratings of RFID card holders, which claim to block radio waves to thwart potential electronic theft of card information.
The card holders became popular as RFID technology was introduced to credit and debit cards and U.S. passports over the past decade. They were designed to prevent a thief armed with special radio equipment from tapping a card's information from a few feet away.
But because credit and debit card technology has shifted from RFID to the more theft-resistant EMV (named after EuroPay, MasterCard and Visa), protective card holders aren't really needed. EMV cards are less vulnerable because their radio signal travels only a few inches. And EMV cards can only be used for fraud if a thief steals the card's information and recreates the card's ability to generate a one-time transaction code for each purchase, which would be difficult.
Q: When I downloaded software to a new laptop, I got a "1606" error message. I called a number I was given, and they claimed that I had the CSRSS and Koobface malware programs, and that they could help me for $249. But I don't trust them. How can I scan my PC and network to find out if this is a scam?
William Welch, New Brighton
A: Their explanation is plausible, but you were correct to be skeptical because these are problems you can fix yourself.