Best CD rates

November 14, 2009 at 11:43PM

SHORT TERM (expiring in 18 months or less)Ann %TermMin.BankYield(mo.)invest.PhoneNotes Credit union (membership restrictions may apply) A sampling of the best certificate of deposit rates offered by area banks and credit unions. Specific terms and conditions may apply.

Contact the financial institution for more information. National CD rates are available at www.bankrate.com.

INTERMEDIATE TERM (expiring in 19 to 47 months)Ann %TermMin.BankYield(mo.)invest.PhoneNotes Credit union (membership restrictions may apply)LONG TERM (expiring in 48 months or more)Ann %TermMin.BankYield(mo.)invest.PhoneNotes Credit union (membership restrictions may apply)Minnwest2.15%18$5,000651-454-0004Lakeview2.10%18$500952-892-9700GFirst Minnesota 2.06%18$10,000952-933-9550 Farmers St. Bk. of Hamel2.02%18$500763-478-6611 Wings Financial2.63%12$500952-997-8000E,GWest Financial2.20%12$10,000763-235-6000A,E,GTruStone Financial2.02%12$500763-544-1517E,GAnoka Hennepin2.02%18$2,500763-422-0290A,E,GHiway Federal1.90%12$10,000651-291-1515E,GMinnwest 2.85%30$5,000651-454-0004Bridgewater2.55%36$10,000952-893-6868Maple 2.52%36$10,000763-427-4705D,E,G Wings Financial3.14%36$500952-997-8000E,GUS Federal2.75%47$500952-736-5000A,GHiway Federal2.60%36$10,000651-291-1515E,GTopLine Federal2.51%36$10,000763-391-9494A,GSharePoint2.50%36$500952-930-0700A,E,GEagle Community3.09%60$1,000763-494-9800GMaple3.09%60$10,000763-427-4705D,E,GCortrust3.00%60$500651-289-5000G MidCountry3.00%60$1,000800-255-6795GWings Financial3.49%60$500952-997-8000E,GSharePoint3.40%60$500952-930-0700A,E,GHiway Federal3.25%60$10,000651-291-1515E,GAnoka Hennepin3.14%60$5,000763-422-0290A,E,GSpire Federal3.10%60$10,000651-215-3500G

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Glen Stubbe/The Minnesota Star Tribune

State officials said higher premiums and diminished federal tax credits mean some people likely feel they can’t afford coverage.

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