I posted that question on Twitter. Here are some of the responses:

"Plan what you spend; spend what you plan. Create a game plan to achieve your goals."


"Having a plan for the short- and long- term goals/projects in your life."


"Cash-based budget works wonders for me and my family. I used to always go over on groceries, but no more. Cash is king."


"Increase your income and decrease your spending, easier said than done."


"Invest in yourself and your career first."