I posted that question on Twitter. Here are some of the responses:
"Plan what you spend; spend what you plan. Create a game plan to achieve your goals." @finfocus
"Having a plan for the short- and long- term goals/projects in your life." @jpeterson76
"Cash-based budget works wonders for me and my family. I used to always go over on groceries, but no more. Cash is king." @FPApprentice
"Increase your income and decrease your spending, easier said than done." @barbshock
"Invest in yourself and your career first." @finavigation
