You probably spend $100 a month eating out, buying coffee and doughnuts, etc. What if you saved it instead?
Cost per month:
$100
Cost per year:
$1,200
If you started at age 21, amount you would have when you retire at age 68, assuming you earn 4 percent interest:
$165,916
![Attendees of Frostbike made their way through the convention Saturday at the Quality Bike Products campus in Minneapolis. ] (AARON LAVINSKY/STAR TRIBUNE) aaron.lavinsky@startribune.com Frostbike 2016 was held at the Quality Bike Products Campus on Saturday, Feb. 27, 2016 in Bloomington, Minn.](https://arc.stimg.co/startribunemedia/NH2BSHB74ND2V6GF2G2HI5X4MM.jpg?&w=252&ar=3:2&fit=crop)
