MIilitary debt help

July 12, 2008 at 9:09PM

MILITARY DEBT HELP

If you are in the military, you have extra protections if you have trouble paying your bills.

• Your car can't be repossessed without a court order.

• If you are deployed abroad and a collection agency gets a judgment against you, the court must appoint an attorney for you.

• If you can't be in court to defend yourself against a collection attempt, you can get a stay of the final judgment.

• If there's a default judgment against you during your service, you can ask to reopen the case.

• After you enter the service, purchases of cars and other personal property can't be terminated during your service without a court order.

• Anyone holding a lien on your property cannot foreclose or enforce a lien without a court order during your service or for 90 days afterward.

• The maximum interest rate for debts is 6 percent during your military service; anything above that must be forgiven.

RANDY FURST

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