ā¢āDiscover, Barclaycard and First Bankcard from the First National Bank of Omaha provide free credit scores in monthly statements with their credit card.
ā¢āIf you have been refused credit (credit cards or loans) or if you get less desirable terms than promised, lenders are required to send your score to you at no cost.
ā¢āGet a rough estimate of your score by answering a series of questions about your credit history at http://tinyurl.com/l4ltecn.
ā¢āSome websites such as FreeScore.com offer a free score initially but will charge fees after an initial free period of seven days or more. CreditKarma.com, CreditSesame.com and Quizzle.com offer free scores but they are not from FICO.
ā¢āBefore taking out a major auto or home loan, you may want to fork over the $20 at MyFico.com for a more definitive score.
ā¢āFor free help interpreting your credit score, contact the nonprofit LSS Financial Counseling at 888-577-2227 or ConquerYourDebt.org.
John Ewoldt