Flexible spending accounts come with array of choices, ineligible options

Health care flexible spending accounts come with a potentially mystifying list of covered items. The numerous choices can prove daunting at the end of the year, as consumers try to spend their account balances before they lose them.

Coverage can vary by employer, but here is a sample of the range of items consumers generally can pay for with an FSA balance and some things that will not be covered.

ELIGIBLE:

— acupuncture for a specific medical condition or disease

— condoms

— guide dog costs

— hypnosis to help quit smoking

— pregnancy test kits

— reading glasses

— saline solution

NOT ELIGIBLE:

— CPR classes

— health club dues

— insurance premiums

— massages that are not medically necessary

— medical marijuana

— one-a-day vitamins