Job: I am a small-business owner. I do financial services, human resources consulting, project management consulting and modeling.
Annual earnings: Between $200,000 and $250,000 a year.
Education: Bachelor's degree from St. Cloud State University in human resources management.
Dream job: Exactly what I am doing right now.
How did you get your job? In 2002 I lost my job for the second time. I was at $42,000 and then being on unemployment I dropped to about $30,000 a year. I basically made the decision that I was tired of losing my job and having someone determine my income level. I wanted more out of life. I started my own business and I worked really hard and I networked -- and five years later I am making great money.
Last major purchase: I would say my BMW 530i. It was used and it was about $25,000 ... and I drive it way too fast.
Next major purchase: My own office. It's going to be in Oakdale and it's in the process of being built.
Smart money: Pay myself first. When I get paid I always pay myself through investments and my retirement first and foremost before I pay my bills.