ATM FEE SAMPLER
Here's a sampling of ATM fees from some of the largest banks and credit unions in Minnesota.
Most banks typically charge two fees: 1. An ATM surcharge for a non-bank customer who's using its ATM, and 2. A fee a bank charges its own customer for using an out-of-network ATM (sometimes referred to as a "foreign fee," or "out-of-network" fee).
Note that many of the following banks and credit unions belong to ATM-networks that allow free withdrawals at partner machines. Some offer certain accounts that waive ATM fees as well.
Banks
Bremer Bank: $2 or $2.50 foreign fee; $2 or $2.50 surcharge.
TCF Bank: $3 foreign fee; $2 surcharge.
U.S. Bank: $2.50 foreign fee; $3 surcharge.
Wells Fargo: $2.50 foreign fee; $3 surcharge.
Credit unions
Hiway Federal Credit Union: 12 free non-Hiway withdrawals per month, then $1 foreign fee; $2 surcharge.
U.S. Federal Credit Union: 5 free non-U.S. Fed withdrawals per month, then $1 foreign fee; $1.50 or $2 surcharge depending on the ATM location.
Wings Financial: 15 free non-Wings ATM transactions per month, then $1 foreign fee; $2.50 surcharge.
