I know I won't work as long as Pope Benedict or Sid Hartman or Lynne Lunna, the long-time River Room hostess in Saint Paul. Lunna passed away in 2008, after a 75-year career. (Despite our 50-something year age difference, I'm pretty sure Sid can lap me right now.)

Where do you see yourself? Will you work forever, retire at 65 or earlier, or will you be in a new combo of work in your older years? Why? If you're retired now, are you working? Do you enjoy it?

"Working in retirement" is a relatively new phenomenon. Do you think it's the new normal?

According to the Employee Benefit Research Institute's Retirement Confidence Survey in 1991, just 11 percent of workers expected to retire after age 65. Twenty-one years later, in 2012, 37 percent of workers report they expect to wait until after age 65 to retire. At the same time, the percentage of workers expecting to retire before age 65 has decreased from 50 percent in 1991 to 24 percent.

Do you represent these research results?

P.S.

Citizens League's Capitol Solutions Breakfast Series: Long-term care Financing Event

Wednesday, Feb. 20

Doors 7:30 a.m. | Program 8-9:30 a.m.

Minnesota History Center

345 Kellogg Blvd West, St. Paul

Cost $5 for members, $15 for nonmembers

Coffee and pastries provided

Register now

At age 65, a person has a 70 percent chance of needing some type of long-term care in their future years - at an average cost of $48,000.

The default financing source has become Medicaid, which provides publicly funded health care for those in poverty. But the growing number of people turning to Medicaid is creating a crisis in public funding. In short, we face an unprecedented set of enormous costs that we have not prepared for, either individually or publicly. Medicaid as the fallback is unsustainable.

This is a multi-generational issue, a quality of life issue, and a fiscal security issue.

Join the Citizens League to learn about the problem; the steps Minnesotan businesses, government, and citizens need to take to solve it; and what can be done this legislative session.

Check out the full Capitol Solutions legislative event series lineup, and learn how you can help.

Thanks to for sponsoring this event series.