Kingfishers live in a hole in the ground.
Technically, they nest at the end of a long burrow scraped into the face of a steep earthen bank of some kind, a ditch, a shoreline, a sand pit, a dirt pile, a vertical side essential. They avoid vegetation because roots can stymie digging.
The ideal location should prevent or seriously hinder predation. The soil should be easily removed; the birds dig this burrow with their large bill and their feet, two toes on each foot webbed to create the tool.
The burrow can extend six feet or more, a long push to remove dirt. It slants up to drain if necessary, ending in a nesting chamber. The nest sometimes can be made of grass and other fibers, or it could be, eventually, simply fish bones and scales.
Banded kingfishers, their full name, are one of four species of Minnesota birds that burrow for nesting. The others are bank swallows, rough-winged swallows and burrowing owls.
The latter has nested here, but there are no recent records. They are birds of the prairie.
A couple of years ago, my wife and I saw a burrowing owl along a county road that separates Minnesota from South Dakota. The owl was sitting in a furrow of black dirt, a furrow in a fallow field about 15 feet from Minnesota.
Two summers ago I found a kingfisher burrow within walking distance of our home. There is a golf course just west of us, adjacent to it a municipal maintenance yard. There also is a pitch-and-putt course and a large pond.