To Lillian Duffey, James Walker seemed like a nice man bringing good news at just the right time. A grandson's house had burned down and a niece needed some financial support. Walker's phone call seemed heaven-sent.
Unfortunately for Duffey, it was Jamaica-sent.
Walker and another man named "Ricardo" promised Duffey she had won the lottery, though she now doesn't completely recall whether she ever entered one.
"I don't know. I get so much mail, I don't remember," she said.
You probably know where this is going.
Duffey is 94, a sharp and funny senior who still drives her friends to doctor's appointments and reads novels in her bed until past midnight. But she is also trusting, apparently to a fault.
The nice men from Jamaica said they'd need some money in advance to process the transaction and Duffey complied by initially sending the men $8,000. She doesn't recall whether she gave them her financial information, but she admits she might have inadvertently.
Shortly after her initial conversation, near the end of August, someone opened a line of credit online in her account. Over the next several months, the man calling himself Walker called Duffey and instructed her to take money from the account and send it to various people in New York and Wisconsin. The calls came from Washington, D.C., and Jamaica.