My criticism of the Feb. 28 article "Even in winter, houseboats stay afloat on river" might sound trivial if not for the fact that it came very close to portraying the good folks of Winona as ignorant river rats.
The author refused to even consider the possibility that the residents of Latsch Island correctly refer to their homes as boat houses; instead she insisted that they are actually houseboats. I grew up in Winona, so I know a bit about housing and boating; I also went on to become a writer, so I know about adjectives and nouns.
A houseboat is first a boat, just like a red car is first a car. A boat of the "house" variety has a motor, and it sometimes serves as a home for those who ply the river and live on it temporarily. A boathouse is first a house, just like a doghouse is first a house. A boat can live in a house, just like a dog can live in a house. Confused? Yes, so was the author.
If she had asked why those silly people called their houses boathouses, they would have explained that they were built as houses for boats, kind of like garages are built for cars. They didn't move up and down the river, and they had an overhead door that opened up, allowing boats to slip in, then closed behind them. Inside, there was a deck that surrounded the boat, where owners stored tools. Eventually these river rats began to spend more and more time in their little boat houses. They outfitted them with electricity and furnished them with tables and chairs and stoves. When their children grew up and became teenagers they put them to good use doing the things that teenagers do when they're alone together in the deep dark woods with a roof over their heads, friends at their sides, sipping contraband beer and being lulled to sleep by the gentle sway of the rolling river.
And thus a new kind of life was discovered, in a new kind of house; not a new kind of boat. It was good, and it still is.
Steve Ford, St. Paul
AFFORDABLE CARE ACT
In 'repeal/replace' era, what is health care insurance, anyway?
As we move into Affordable Care Act "repeal and replace" discussions and action, consider Obamacare's fundamental philosophical and economic paradoxes.
On one hand, the ACA law is a boon to establishing government-insurance company cartels taking federal and state government money to "cover" U.S. citizens who are not enrolled in Medicare, Medicaid and the VA. Also, of course, the large ACA Medicaid expansion in Minnesota is administered through HMOs in cartel arrangements with our state government.
But what is the fundamental definition of heath care insurance, anyway? The ACA flatly negates the principles of individual patient insurance risk underwriting by requiring "guaranteed issue" and removing all "preexisting conditions" as coverage exclusions. So now, health care insurance companies must enroll all applicants based not on the likelihood of their incurring projected health care expenses but rather based on their social status as defined by government-income thresholds. Therefore, it's no surprise that insurance companies have dropped out of MNsure and the Minnesota individual insurance market. We must continue to pay off the insurance companies unless we have proper definitions of health care insurance distinct from social health care entitlements.