FLU SHOT RIGHT AWAY
But don't expect it to be a simple transaction
I stopped by my corner pharmacy when I noticed they were administering flu shots and found that I could have it taken care of right away. I submitted both my Medicare card and supplement insurance card. Charge for the shot was $24.99.
After a few minutes, the nurse giving the shots said that the claim had been denied -- no reason given. I said to go ahead with the shot as long as I was there.
When I returned home, I called my insurance company to inquire about the denial, and was told that since it was a pharmacy instead of my doctor's office, they couldn't process the claim. But she would mail me a form to fill out and once they received it along with my flu shot receipt, I would be reimbursed.
Just for the fun of it, I called my doctor's office and asked how much they charge for a flu shot. I was told $54 or $58, depending on whether the formula has preservatives.
So, why is insurance and health care so expensive? Here you are, folks; this is one of the reasons.
HARRIET PHILLIPS, MINNETONKA
Kidney Donations
Let government run reimbursement system
This past spring, I was fortunate to be able to donate a kidney to my cousin who had been on dialysis for more than two years. I say fortunate because it was an incredibly positive experience. I also was fortunate in that my cousin and I live in the same city, a city with a transplant center, and I was able to take time off for the surgery with little financial impact.
For many potential donors this is not the case. Travel expenses and lost wages are a reality. The argument in favor of a government-administered system of reimbursement for such donors (a system that would save the government money while it addresses the needs of so many needy patients) makes a tremendous amount of sense.