CENSUS SENSE
Beyond public policy, benefits for genealogy
A recent news story described the current controversy about census taking ("What's riding on the 2010 census?" March 7). It overlooked a major long-term benefit of answering the census: Your great grandchildren will thank you when they can find out where and how you lived.
As a family historian, I'd get nowhere without the census. It's the first place you look to find your roots. Individual census records aren't available to the public for 75 years, which is beyond the recollection of most people. These records give context to people's lives, track them back to their earliest origins in this country and tell us when they immigrated and from where.
Starting my work with the 1990 census, I was able to find out my great-great-grandfather's address, birth date and place. There's no other source that compiles this level of detail about families as a starting point for the rest of the work. So fill out your census and preserve your place in history.
LINDA BERNIN, MINNEAPOLIS
mortgage deduction
Target tax break to those who need it most
With the state swimming in debt, perhaps it should stop subsidizing mansions, second homes and $1 million mortgages. A recent Star Tribune article ("Report stirs up talk over mortgage interest deduction," March 10) leaves the impression that the only option for cutting back on the mortgage interest deduction -- a huge drain on the state budget -- is to scrap it altogether.
There are scaled-back options. Most of the deduction actually goes to households with higher incomes, bigger (or second) homes, and larger mortgages.
So let's target the deduction to people who actually need it. One line on state tax forms could ask higher-income households to limit their deduction to their primary residence or limit the amount of mortgage interest that can be deducted. Or perhaps $1 million of debt is too much for the state to subsidize. Maybe we could limit the deduction to the average homeowner's mortgage debt.
All these ideas have been proposed in years past as a way to stop a governor from slashing affordable-housing budgets or programs that help low-income renters. With a record number of people experiencing homelessness or struggling to stay in their homes, Minnesota needs to take a hard look at misplaced tax deductions.