HEALTH INSURANCE
A universal plan would remove the uncertainty
Regarding the commentary by Spike Dolomite Ward ("Mr. President, my apologies," Dec. 8): During most of my career I enjoyed the benefits of employer-funded health care.
I had an independent spirit and a willingness to accept the doctrine that hard work will bring life's rewards, including access for me and my family to adequate health care.
If your career is long enough, however, you will eventually hear, "You have been bought out," "We are downsizing," and my most recent, "We have decided to go in a different direction" -- this last one coming on my 62nd birthday.
Suddenly, you are no longer in control of your financial world, if only for a short time.
Your choice is to purchase an insurance policy you cannot really afford, since you are unemployed, or to gamble with all of the assets that you have acquired over the years. It's no wonder that illness is a leading cause of bankruptcy.
Everyone will have a pre-existing condition sooner or later. Life will eventually throw you a curve and turn your financial world upside down. Insurance is for those uncertainties in life.
Some type of universal care for all is necessary. The Obama health care program is not ideal, but it is at least a good-faith effort to ease the burden of many Americans, a burden that is both financial and emotional.
DON LOHREY, BURNSVILLE