Everything you need to know about the Loons and the MLS playoffs

Minnesota United enters the final day of the regular season in fourth place in the West, with a chance to rise as high as the No. 2 seed.

For the Minnesota Star Tribune
October 17, 2025 at 8:30PM
Anthony Markanich (13) of Minnesota United celebrates a goal with D.J. Taylor (27) on July 30 at Allianz Field. (Carlos Gonzalez/The Minnesota Star Tribune)

Saturday is MLS’s self-styled “Decision Day,” the final day of the regular season, and Minnesota United is headed west to play the LA Galaxy. Every team in the league plays at the same time — Eastern Conference teams at 5 p.m. Central, Western Conference teams at 8 p.m. — and for the second year in a row, Loons fans get to have a calm final day of the season.

In 2021, 2022, and 2023, Minnesota needed a positive result on “Decision Day” to claim a playoff spot. They managed to squeak into the playoffs the first two years but missed out in 2023.

The Loons are much more comfortable this time. They’ve already clinched a playoff spot and a top-four seed in the West, which means they’ll have home-field advantage in their best-of-three first-round playoff series (hosting Game 1 and, if necessary, Game 3). The first round will begin Oct. 24.

Minnesota is currently in fourth place, two points behind San Diego FC and one point behind Los Angeles FC. The Loons could finish as high as second place if they beat the Galaxy, San Diego loses at Portland and LAFC loses or draws at Colorado.

The Loons aren’t ready yet to just accept their current spot in the standings.

“We want to finish as high in the table as we can, we want to do ourselves real justice in that sense,” manager Eric Ramsay said. “We’ve been in and around second and third for most of the year, and haven’t been below where we are now. So I think it would be remiss of us to not treat it as though it’s the incredibly important game that I think it is. And the message to the players will be that if San Diego or L.A. slip up, we’ve got to be there and we’ve got to put some pressure on ourselves to make sure that we go there and win.“

Potential first-round opponents

Climbing up the standings would also allow Minnesota to avoid a first-round date with the Seattle Sounders, who will finish in fifth place no matter what happens Saturday. Minnesota did manage to beat Seattle home and away this year, perhaps the most impressive feat of 2025 for a club that’s perennially beset by trouble against Seattle. But given the Sounders’ trophy-chasing history — they won the Leagues Cup earlier this year — avoiding Seattle come knockout-round time seems like it would help the chances of any team.

If the Loons can move up, they could face sixth-seeded Austin FC or the Portland Timbers (who will finish seventh if they beat San Diego, which is the only way Minnesota could move up to second place). Neither matchup would necessarily fill the Loons with confidence, given that they drew twice with Portland this year and just lost a home extra-time heartbreaker to Austin in the U.S. Open Cup semifinals. But fans, who have seen too many losses to Seattle over the years, probably would take their chances with Austin or Portland.

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“We’re just trying to build momentum right now and bring it into the playoffs,” defender Morris Duggan said. “It’s going to be tough either way, but I don’t think there’s a preference.”

Champions Cup berth still possible

If Minnesota can leapfrog San Diego and LAFC on the final day, the Loons would also do something that the club has never done: qualify for the Concacaf Champions Cup.

Qualifying for the tournament, formerly known as the Concacaf Champions League, is slightly confusing to explain. But for the Loons, things are clear: the only way they can guarantee themselves a spot is to either win the MLS Cup or move up to second in the West standings.

“It would be a real feather in the cap for the group and it would be a big step for the club,” Ramsay said. “If that comes as a consequence of a good performance and a good result and a couple of slip-ups elsewhere, then that would be a really positive outcome.”

Minnesota is one of only three MLS teams that have never played in the Concacaf championship, along with Charlotte (in its fourth year as a club) and San Diego (an expansion team). It’s too much to say that qualification would be “like a trophy,” as is sometimes said about qualification for Europe’s Champions League (no fewer than eight MLS teams will qualify for the tournament), but it’s something that’s been long overdue for the Loons.

Loons at LA Galaxy

8 p.m., Dignity Health Sports Park

TV; radio: Apple TV; 1500-AM

The Galaxy (6-18-9) could finish last in the Western Conference, just one year after winning the MLS Cup — a shocking fall for any club. Consigning them to the bottom would be slight revenge for Minnesota (16-7-10), which lost 6-2 on its last road trip to play the Galaxy in last season’s conference semifinals. “We want to make sure that we go into the playoffs with real momentum,” Ramsay said.

about the writer

about the writer

Jon Marthaler

Freelance

Jon Marthaler has been covering Minnesota soccer for more than 15 years, all the way back to the Minnesota Thunder.

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