MINNESOTA EDUCATION
Does school calendar really serve kids?
Regarding "Panel says no early start for state's schools" (March 10): It is so good to know Minnesota's stance on the value of an education: Start school before Labor Day? What would the State Fair do for employees? What would North Woods resort owners do for help in cleaning cabins?
At 175 days, we already have one of the shortest school years in the nation. Let's not lengthen the year; let's just delay the opening until after Labor Day to take care of the needs of the State Fair, etc.
Has anyone considered the needs or availability of the thousands of unemployed who would welcome income from the State Fair or the cabin owners? Nope. Gotta have those cheap teenagers around.
CHARLES A. HARKNESS, WOODBURY
FEDERAL BAILOUTS
Banks get aid, but some homeowners may not
Call me confused, but my understanding of the president's latest stimulus package was that homeowners no longer had to be "delinquent" on their mortgage in order to qualify for refinancing and or adjusting their mortgage to an affordable rate. I was laid off from my position at a major marketing company in the metro area in December. My husband and I have two children in college and have stretched our budget as far as possible to remain current on our mortgage and keep up with tuition payments. Unfortunately that is no longer possible.
Our current mortgage is with Indymac Bank, which I understand was part of the massive government bailout program. I have had countless conversations with bank officials, but have been told that since we are still "current" on our mortgage we do not qualify for any assistance. I was also advised that until we become at least three months delinquent we will not qualify for our loan to be reviewed, and even then they would not guarantee that they would be able to help us.
Through my job searches, I know that employers now make a habit of checking a prospective employee's credit rating; not paying our mortgage will thus affect my ability to become employed. Basically, we are between that proverbial rock and a hard place. It appears to me that even though we have bailed out the banks, they are still not willing to help the homeowners. What's wrong with this picture?
CHERI BROWN, MAPLE GROVE