Free document shredding

If you're going to be in Stillwater next weekend, bring your documents that need shredding.

October 15, 2010 at 10:25PM

I have an ancient shredder at home. But it clogs if you try to shred more than three, perfectly flat pages at once. So when I have sensitive documents I can't just recycle, I usually shred them at work or rip them up and stuff them in the trash near yucky food or dirty diapers. If you're that desperate, Mr. and Mrs. Crookster, be my guest.

While I can be flippant about ID theft, ask anyone who has had to deal with it about the hassle and worry and you'll quickly see isn't to be taken lightly.

According to the Federal Trade Commission, close to 10 million Americans were victims of identity theft fraud in 2008, involving billions of dollars.

Problem is, consumers just can't control who has their data. The threat is not just online - it's everywhere. Payroll companies, employees in your workplace, important letters in your mailbox. It's common for identities to be stolen by people you know.

But shredding is one safeguard. As part of Protect Your Identity Week (Oct. 17th - 23rd) the document management and shredding company Cintas worked with the Better Business Bureau and the National Foundation for Credit Counseling to put together free shredding events around the country.

There's only one in Minnesota. But if you're near the credit counseling agency Family Means' Stillwater headquarters on Sat. Oct. 23 between 8:30 a.m. and 11 a.m., bring your sensitive documents to get chewed.

For a list of nationwide locations, check out protectyouridnow.org.

You can also take the ID Theft quiz to learn if you're at high, medium or low risk for theft.

The site also has a handy step-by-step guide to handling ID theft if you find you are a victim. The first three items on the to-do list:

  1. Contact the three major credit reporting bureaus (Equifax, Experian, and TransUnion) and request a fraud alert be placed on your credit file. You are entitled to a free credit report when you place a fraud alert.
    1. Consider going a step farther and placing a security freeze on your credit file. This prevents new credit accounts being opened in your name by making your credit file off-limits to anyone. That includes the good and bad, as it applies too prospective creditors as well as crooks.
      1. Order your free credit report from each bureau, and examine it carefully for fraud. Send a written dispute to any bureau where there are errors on your report due to fraud.

        One caution. Be careful tip-toeing through these sites. They are trying to sell you credit scores and credit monitoring every which way you turn. Perhaps credit monitoring is worth a consideration if your ID has been stolen (although if it's a data breach, companies will sometimes purchase this for you). But just make sure you know what you're buying. Don't agree to anything unless you read the fine print.

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