23, nonprofit development

What are you wearing? Banana Republic coat, Express jeans and Nine West shoes.

Describe your style: Casual and chic.

Will you spend less money this year? Most likely not, although I should.

What will be your present to yourself? Over-the-knee boots.

19, student

What are you wearing? Tank top made from my brother's old T-shirt, Forever 21 cardigan, cut-off shorts from H&M jeans, H&M belt, Target tights, secondhand cowboy boots.

Where will you do most of your holiday shopping? I'm making gifts, or supporting artists on Etsy.com.

What will be your present to yourself? SmartWool socks and relaxation.

25, apparel technology student, salon receptionist

What are you wearing? Shoes from Rewind; the skirt was a gift from my mom, I made my shirt and the sweater was thrifted.

Describe your style: I'm somewhere between a vintage cowgirl meets a woodland sprite.

What will be your present to yourself? Having my wedding ring fixed.

22, student, personal care attendant

What are you wearing? H&M dress, Forever 21 jacket, Rocket Dog ballet flats and Target tights.

Describe your style: Classic and chic.

Where will you do most of your holiday shopping? I'll probably run around the Mall of America a week before Christmas.