The head of the Mayo Clinic since 2003, Dr. Denis Cortese has charged into the growing national debate on health-care reform, recently making his case before the National Press Club in Washington, D.C. His prognosis for an ailing system? Grim, but a cure is possible. The 64-year-old pulmonary-medicine specialist spoke with Star Tribune editorial writer Jill Burcum and offered up these observations and recommendations: THE HEALTH-CARE SYSTEM: CRISIS OR NOT?
To the extent that people say the system is broken, I would reject that as a too-simple thought. There is no system.
So let's design one. The fatal problem that all of our people in Washington have -- and many people have in the country: They've come to believe that the system is "broken." That's like saying, 'I've got a broken car.' And you're going to go out and you're going to fix it. And you go in the garage and you find out, 'Oh, I forgot. I don't have a car.' You can't fix something that doesn't exist. Nobody ever designed this to be a system. Nobody's ever sat down to say here's where we want to be in the future. That's what we're trying to do. We're trying to get across the message that we've got things that aren't working. Yes, we have a catastrophe coming at us. It's not a crisis yet. But it will be. It's a crisis because we know it will be when Medicare hits. We're going to go bankrupt. Medicare is orders of magnitude more of a significant financial problem for this country than Social Security is, and it's coming in the next four, five years. Big-time, with all the people retiring. Seeing that and looking at it should be actually a releasing truth because we're gonna have a major crisis, number one, and number two, we don't have a system. We should say, OK, let's go design a system. Let's start from scratch and create one with a patient at the center.
THE PROBLEM WITH HEALTH INSURANCE
One of the problems we have in this country, that interferes with doing with what I'm talking about ... is the way insurance is structured in this country. We have a public and private insurance system in this country. ... When you're under 65, you're in the private system. When you're over 65, you're now in the public system. Now what does that mean?
That means the insurance companies don't have a real incentive to keep you as healthy as you could be. ... Example: You get diabetes when you're 50. Insurance companies and your employers right now ... will give you as much care or as little care as they can get away with. There's no incentive for them to invest more in keeping you really, really healthy because when you get all your complications from diabetes, you'll get them when you're 70, 75. Complications occur 20 years later. Then it's all Medicare's problem.
We need to have insurance companies get their reward for keeping you healthy ... invest when you're younger, so at later years, they get a return on their investment by keeping you out of the hospital. Which is, after all, what you want. We need to get it all aligned so the insurance companies, by giving you health and wellness -- they get a reward. The providers giving you health and wellness and chronic management -- they get a reward. That's what I mean by putting the patient at the center. It's a total different change in the way you would structure this, and that's what we're espousing as we look toward what the future can maybe look and feel like.
MANDATES AND HEALTH COVERAGE
I think we've already answered the question about mandates. All the people who work and get a paycheck in this country are buying health care for other people. It's your Medicare deduction.
I don't remember that we were given a choice about that. That was mandated. ... We're telling people you've got to buy insurance for other people. We've never said you gotta buy your own. Now, you tell me if that makes any sense?
I know and I understand that mandates won't mean everybody will be insured. There's still going to be people, just like there are in the automobile industry, who don't buy insurance. I understand that. But there should be an expectation that people are contributing to their insurance. It ought to be mandated, and there ought to be a penalty if they don't participate.