Ann and David Buck own and operate a dairy farm in Goodhue County. They currently pay $1,650 a month for their family's health insurance. When Barb Haley introduced me to the Bucks in Red Wing, they shared with us that their premium is set to increase to $3,300 a month. They already pay a staggering $13,000 deductible, and now they may lose access to their family doctor.
Barb has an extensive background in health care. And it is stories like the Bucks' that prompted her, and other Minnesota Republican candidates, to run for state representative and use their experience to serve their community.
Conversations with Minnesotans instruct us as leaders; they're critical in understanding Minnesotans' challenges. That's why House Republicans have made it a priority over the last two years to visit people like the Bucks at their farms, schools, hospitals, kitchen tables and Main Street businesses across the state. What we have found, unfortunately, is that the Bucks' story is not unique.
Our state was a national leader in health care. But MNsure and the Affordable Care Act are not working for Minnesota.
Earlier this fall, Gov. Mark Dayton's Commerce Department approved increases of 50 percent to 67 percent in health insurance premiums. In October, Dayton said that "the Affordable Care Act is no longer affordable," but days later claimed he regretted his admission. The ugly truth is: He regrets saying it, not because the statement is untrue, but because it is politically damaging to House Democrats who along with Dayton created MNsure.
And that is the first of many issues. Anyone who is willing to deny that a problem exists — to protect politicians and win an election — cannot be trusted to fix it.
Not a single Republican voted in favor of creating MNsure. In fact, we have fought tirelessly to improve Minnesotans' health care experience and have met fierce resistance from Democrats. In response to the latest health care cost crisis, House Republicans put forward a number of commonsense ideas to help lower costs in the short term and increase competition so we can stabilize the marketplace and ensure that Minnesotans have affordable health care choices in the long term.
House Democrats' proposals include extending the MNsure tax to all individual health insurance plans and higher taxes on doctors' visits. However, raising taxes on health care will only make the problem worse.