Shopping can be a form of relaxation. But it can turn into an expensive habit.
Whether you sometimes give in to a weakness for designer handbags or brand-name shoes, here are three ways to help you manage the urge to spend.
1. Pretend (or postpone)
If you want to feel like you went shopping without spending any money, do everything you would when you shop — short of buying anything.
Browse online, pick out a shirt in your favorite color and even add it to your cart. If you are in-store, go window shopping without your wallet. Then wait. "Have some type of cooling off time period before you commit to purchasing the item," said Ross Steinman, a professor of psychology at Widener University in Pennsylvania.
That delay period will vary from person to person, but Steinman suggests waiting at least one day. Depending on the purchase, you could wait a week or even a month before deciding whether to buy.
This might be enough to work the urge to buy out of your system. But just in case, eliminate any remaining temptation. "Delete those items so that they are not waiting for you in your shopping cart," Steinman said.
2. Prepare
At some point, you will surely need to buy something. And that is OK.
It is best to still go to stores, rather than avoiding shopping altogether, advised Kevin Chapman, a licensed clinical psychologist in Kentucky. That is, as long as you prepare yourself mentally before you shop.