Hundreds, if not thousands, of residents of an economically depressed Minneapolis neighborhood rife with foreclosures, absentee slumlords and ramshackle properties have a new struggle on their hands.
Starting to rebuild from Sunday's devastating tornado with no renter's insurance. Wondering if their duplex or apartment will be razed or repaired. Figuring out how to leave their newly acquired address in homeless shelters.
In the 24 hours after the tornado touched down in one of the metro area's most densely populated areas, John Lemay listened to dozens of residents, hearing fear, frustration and hopelessness in their voices, along with a common question: What do I do next?
"There's some fear of 'How do I take care of my kids? How do I take care of myself?'" Lemay, chaplain supervisor for the Minneapolis police department, said Monday. "It's a question of uncertainty."
The devastation wrought by the tornado, which hit hardest in a 4-square-mile area, will highlight the plight of north Minneapolis, said the Rev. Richard Coleman, a member of Sanctuary Covenant Church in north Minneapolis.
"This is a meteorological tornado," Coleman said, "but there have been sociological, financial tornados that have hit this area for a long time."
Uninsured and no place to go
While insurance representatives are streaming into north Minneapolis, Mark Kulda of the Insurance Federation of Minnesota said he expects they can't help the large proportion of storm victims who are probably uninsured. Nine out of 10 renters in Minnesota don't have renter's insurance even though it can cost as little as $15 to $20 per month, he said.