How to buy a house you have not seen first

Reuters
May 21, 2016 at 6:24PM
FILE - This Jan. 26, 2016 file photo shows a "For Sale" sign hanging in front of an existing home in Atlanta. Short of savings and burdened by debt, America's millennials are struggling to afford their first homes in the face of sharply higher prices in many of the most desirable cities. Surveys show that most Americans under 35 lack adequate savings for down payments. The result is that many will likely be forced to delay home ownership and to absorb significant debt loads if they do eventually
FILE - This Jan. 26, 2016 file photo shows a "For Sale" sign hanging in front of an existing home in Atlanta. (The Minnesota Star Tribune)

For people who are relocating and cannot visit a property in person, technology has made the hurry-up buying process so comfortable that 21 percent of home buyers say they have made an offer on a house without seeing it first, according to a new survey from real estate brokerage Redfin.

Frank Hagler and his wife went all the way through the purchase of a house in Corpus Christi, Texas, without ever stepping foot in it.

While it is not a process Hagler would suggest, now that they are living in the house, they are happy with the outcome.

"The house is nicer than we thought it would be," Hagler said.

Home buyers and agents suggest a few tips that make all the difference on being able to pull off a home purchase from afar:

1. Take a video tour

Pictures are great, even 3-D walk-throughs, but those who have been through this say nothing compares to live video. Use FaceTime, Skype or a dedicated app like Ustream to make it feel like you are on a real home tour.

The Haglers' agent conducted their first tour exactly as if they had been there. She arrived early and turned all the lights on, then met them in the driveway via FaceTime.

2. Find an agent you can trust

When you cannot be there yourself, trusting the opinions of the person who is your surrogate becomes all the more important. Danielle Moy, a Coldwell Banker agent in Orland Park, Ill., is in the middle of closing on a house where the buyers were not able to get there in person.

After the initial video tour, Moy thought the couple needed more of a sense of how they should shape the place, so she hired a stager for $300 and had her give a subsequent video tour. The couple ended up outbidding three other families to get the property.

Other agents rely on extensive conversations to help their clients. Broker Amy Smythe Harris of Urban Provision Realtors in suburban Houston will meet with clients in a Google Hangout to get to know them better. She also has them go on sites like Houzz and Pinterest and creates secret "pinboards" with them to share ideas for decorating and renovating.

She helped one remote military couple find a home in Houston while the wife was in South Carolina and the husband was in Afghanistan. "I had already spent so much time online with them I had a good feel for what they were looking for," Smythe Harris said.

3. Do online reconnaissance

Buying a house is not just about floorboards and water heaters, but it's also about researching neighborhoods and schools.

For clients who cannot visit in person, Lisa Oden, a Realtor for Century 21 Results Realty Services in suburban Atlanta, has a custom mix of information she supplies from 350 sources.

For others, Google StreetView and talking to people in the area suffices. When Gail Davis and Dave Rostocil were looking to move from Boston to Cleveland last year, they relied on family in the area to be their boots on the ground when they could not come in person.

"We either lucked out or did our homework well. We are happier than we expected to be," said Davis, from the new home they moved into in January.

Beth Pinsker writes for Reuters.

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