Go to www.hud.gov or call the numbers below.

Counseling agencies (for financial problems): 1-800-569-4287

Maintenance or management concerns or a tenants' rights brochure: 1-800-685-8470

Fraud, waste or mismanagement: 1-800-347-3735

Discrimination in housing:

1-800-669-9777

HUD-tenants' right under federal law: www.tinyurl.com/mddwvu

Sources: Minnesota Public Housing Authority; U.S. Department of Housing and Urban Development; Code of Federal Regulations

JANE FRIEDMANN