After reading my column about the family who tried and failed to give their house back to the bank, Ian Traquair Ball, a lawyer in Minneapolis with experience in bankruptcy cases, did some research and drew his own conclusions. I told him I'd like to share his email to me with Whistleblower readers. Here are some highlights of his reaction:

I'm still wondering why U.S. Bank couldn't tell the Lerners what was going on. The answer likely lies in what Ball says above: "lenders are overwhelmed with property abandonments and foreclosures..." Whose fault is that? We'll be arguing about that for a long time.