If you read our recent story about record low mortgage rates and owe more than your house is worth, you might feel like you’ve missed the refi boat.

Don't give up just yet. Check out the government’s newest Home Affordable Refinance Program, which is aimed at helping people who are underwater on their mortgages refinance. Unlike an earlier version of the program, HARP2 has no limit on how underwater you are on your mortgage, but  you must have a Fannie Mae- or Freddie Mac-funded mortgage and be current on your payment.

Click on this link to find out if you might be eligible.

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