There are three basic categories of travel insurance; here's a rundown:
Interruption policies
These provide financial reimbursement for trip cancellation, interruption or delay in situations arising from conditions such as illness, bad weather or baggage loss.
Medical insurance
That often includes medical evacuation coverage in case you become ill or are injured while traveling, and other medical benefits that may not be covered under your health insurance policy.
Emergency assistance
Perhaps the fastest-growing type of coverage offers 24-hour assistance, provides help finding doctors, helps arrange accommodations, contacts your family or arranges other assistance in case of emergency.
CHRISTOPHER ELLIOTT
