With less than a week to go until the end of open enrollment, MNsure officials said Tuesday that the new online insurance exchange has enrolled 136,774 people, exceeding a goal set in October to help 135,000 Minnesotans acquire coverage.
The announcement comes as the state makes its final push to get people enrolled in coverage by Monday.
"We are thrilled that more than 136,000 Minnesotans have enrolled in quality, affordable coverage through MNsure," interim CEO Scott Leitz said in a statement. "We're not done yet. There are six days left in open enrollment and we want to make sure every Minnesotan has the ability to obtain health insurance coverage."
Minnesotans who have not bought insurance coverage by the end of business on March 31 could face penalties. They also will be on the hook for any medical bills that come up between now and January, unless their insurance changes for some reason. That can include moving to a new state, changing jobs, getting married or divorced, or having a baby.
MNsure officials announced Monday that the agency would provide flexibility on the deadline in certain situations — where a person has made a "good-faith" effort to enroll by the deadline, but was prevented by technical problems from completing an application. Consumers would need to have some effort of proof that they were attempting to enroll, including filling out a new form posted on the MNsure website, making contact with the call center by phone or e-mail, or starting an application on the website.
Under the Affordable Care Act's "personal responsibility requirement," often called the individual mandate, many consumers who don't enroll in a health plan will face a tax penalty of $95 or 1 percent of household income.
State officials note that as many as 60 percent of those without insurance qualified for one of Minnesota's publicly subsidized programs, MinnesotaCare or Medical Assistance.
Additionally, federal tax credits available only by shopping on MNsure are available to make insurance coverage more affordable. Tax credits are available for an individual earning up to $45,960 or a family of three up to $87,120, for example.