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Money, Work, Know-How
Stories for Minnesotans who want to develop careers, build businesses, find opportunities, make more money and spend it wisely — and about the people who can help them do it.
By Star Tribune staff
January 9, 2023 — 6:47am
Using rental income to help pay your mortgage
New — and old — strategies for cash-strapped home buyers
Let renters in duplexes, accessory dwelling units and vacation rentals help you make your mortgage payment.
Building wealth as a renter
How to build wealth when you don't own your home
Financial advisors say 20- and 30-somethings should reduce or eliminate debt, save and invest in the stock market.
For new workers in Minnesota, networking is all part of the game
One Twin Cities networking coach encourages young people to find peers, connectors, mentors and volunteers.
Prenups for business owners
Own a business in Minnesota? You may need a prenup
There are many smart reasons, not just greedy ones, to make a contract about finances before getting married.
Buying vs. renting
The Twin Cities housing market is weird right now. Should you buy or rent?
Rising mortgage rates have completely changed the equation for prospective first-time homebuyers.
Getting more value from your phone
Minnesota techies suggest ways to get more value from your smartphone
The value users receive from their phones can depend on how much that person understands what's possible with that device.
Cannabis in Minnesota
What exactly is hemp-derived THC? And how is it different from marijuana?
Your guide to demystifying all things cannabis in Minnesota.
Critical incident plans
How small businesses can plan for mass crimes and other emergencies
More people need to be trained on warning signs for violence in the workplace, police and consultants say.
Starting a food truck
Getting a food truck rolling in Minnesota takes more than a recipe and some wheels
Would-be operators face rising costs, fragmented regulations and hard work.
'That's still the dream': Buying up Minnesota farmland
With land prices hitting record levels, the ability to buy up Minnesota farmland is increasingly difficult for most beginning farmers. But some still try (and succeed).
Become a franchisee
Want to become a franchisee of a national brand? Here are the steps for Minnesotans
Experts tell first-time franchisees to start with a self assessment of skill sets and passions.
Looking for office space
How to look for office space — and maybe get a little free rent
No price breaks on lease rates, but free rent could be part of the deal.
Health coverage denials
How to fight back if your health plan denies coverage
Consumers have formal and informal options that often require a healthy dose of patience — whether waiting on hold or wading through lengthy health plan documents.
Minnesota now seeing derechos, haboobs — and higher insurance bills
Make an emergency plan and keep your insurance updated, because Minnesota is seeing natural disasters more often since the turn of the century.
Navigating new world of tipping
Minnesota restaurant pros offer tips for navigating the new world of tipping
Plus, more establishments are adopting service and other charges, so we asked insiders for advice.
Making funeral plans
'The sooner, the better': Here's what to look for in a funeral plan in Minnesota
Death expenses can easily top $10,000. Making plans ahead of time can ease the moment for survivors.
Lunch for under $10
Can you still find lunch in the Minneapolis skyway for $10? Yes, but it's not easy
Some workers returning to downtown offices do double-takes when at their old lunch spots.
What one reporter learned buying a slice of rural Minnesota as a getaway
Land deals aren't quite the same as buying a house. The down payments are bigger, for one thing.
Home office expenses
In the new hybrid world, should employers be reimbursing home-office expenses?
The answer is, it depends — on where you live, on what your industry does generally and your own company needs.
Navigating parental leave
How to navigate parental leave, no matter your situation
First step: Know what questions you need to answer and how to plan.
Know your car lights
Red lights inside a car can't be ignored. Some Minnesota repair experts sort them out.
There are red lights that mean you should stop driving immediately and some that are a bit less dangerous.
Deciphering your electric bill
How to decipher your electric bill in Minnesota
Utility bills can be confusing. Here's a breakdown of what all the lines on a typical bill mean and what your bill funds.
Investing in a startup
Have you thought of investing in a startup? Here's what you need to know
Angel investors provide capital to entrepreneurs in the early — and sometimes pre-revenue — stages of their new business.
Surprise medical costs
Minnesotans still get surprise medical bills even after Congress tried to stop them
The federal No Surprises Act provides more protection for consumers, but consumers need to be on guard.
Finding board members
Here's how some Twin Cities med-tech CEOs find people for their board of directors
The search for a board member requires founders and top executives to exhibit some humility.
Buying a cabin Up North
Want to buy a cabin Up North this year? You'll need these strategies and some luck
The real estate market in Minnesota's lake country is even tighter than in the Twin Cities these days.
With SBA loans rising in Minnesota, borrowers take a first step with banks
The Small Business Association can help entrepreneurs with a wide variety of funding, often through a local bank.
Buying a car
Professional Minnesota car shoppers offer tips for buying at worst possible time
With prices high and inventory low, people who need to buy cars now are in a bad spot.
Saving on wedding costs
Here are ways Minnesota couples can save on weddings in the craziest YOLO year ever
Manage the big ticket items or opt for a micro wedding.
Starting a business with retirement funds
How to roll over retirement savings to buy a business
A ROBS rollover is a little-known mechanism for starting a business. It is complex and can be risky, but for some it's the right option.
Negotiating a mortgage
How to negotiate a mortgage in Minnesota when rates are rising quickly
Mortgage rates are at their highest level in more than a decade — and moving quickly.
Running an Airbnb
Clear marketing and white sheets: How Minnesota's top Airbnb hosts make things run
Minnesota's highest-rated Airbnb hosts offer their top tips for running a short-term rental.
Starting a business
Thinking of starting a business in Minnesota? Here's what you should know
The nuances go on and on, so we talked with a few entrepreneurs in the Twin Cities about their journey.
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