BELMAR, N.J. — Just before the floodwaters of Superstorm Sandy inundated Krista Sperber's home, she had her two children grab what they could from their rooms and hop in the car for a ride to a relative's home away from the coast. She figured they'd be gone for a few days.
That was nearly 2 ½ years ago.
Belmar had about 2,000 families displaced by the Oct. 29, 2012, storm; all but two have been able to return to their homes, Mayor Matt Doherty said.
Now the town has launched an "It's A Wonderful Life"-type effort to raise the $200,000 needed to get them back in their homes by the start of the third summer after the storm.
"They didn't know when I took them out of the house that night that they wouldn't be back for years," Sperber said of her children, Jack Held, 14, and Maisie Held, 12. "We're out of time, out of money and out of options. We did everything right. We went through all the proper channels, and the proper channels failed us."
Sperber and her husband, Mike Irwin, are battling with their flood insurance carrier, which wanted to pay them 10 percent of the actual amount of damage to the home, and are wrangling with the state government over a rebuilding grant program that has been plagued by delays. They got some money from homeowners' insurance but still need $100,000 to fix the cracked foundation of their home and elevate it by at least 2 feet.
They have moved five times since the storm, now paying $3,000 a month to rent a house around the corner from their own home — on which they're still making mortgage payments.
"We cannot move one more time to a home that's not ours," she said. "Four people will come unglued. This is like Groundhog Day: Every day is Oct. 30, 2012, for us. We're stuck where we were the day after the storm."