Get your financial questions answered

I'll bet many of us would rather endure a colonoscopy than meet with a financial planner.

Only 11 percent of Minneapolis residents have developed a written plan to address their financial goals with an adviser, according to a 2015 Planning & Progress study for Northwestern Mutual. Any of us can easily come up with reasons that we avoid planners:

• They're going to tell me I'm not saving enough.

• They're going to ask how much money I make.

• They're going to put me on a strict budget.

Here's the good news.

At a free event called Financial Planning Day, anyone can sit down with a financial planner for 15 to 30 minutes, and you control the questions. Maybe it's a single question that you've been afraid to ask or simply advice on how to finance a big purchase. Attendees can bring along a limited number of financial documents, but they should limit their questions to the most pressing ones.

Best of all, this is truly a no-strings event. Advisors who volunteer their time for the one-day event are not allowed to hand out unsolicited business cards or ask for personal contact info. The event will be held from 10 a.m. to 2 p.m. Saturday at 451 N. Lexington Parkway in St. Paul. Go to financialplanningdays.org and click on "Find an event" for details about the schedule.


Will delivery services catch on?

There was a little news splash last week from the rollout of Amazon Prime's one-hour delivery service in the Twin Cities — another reminder that the options for quick in-home delivery are exploding here in the Twin Cities.

You may recently have read that the delivery service Instacart has linked up with Target Corp. to deliver groceries.

Consumers in the Twin Cities also can outsource their beer run using a mobile phone application called DrinkFly. Four liquor stores will now deliver into my neighborhood using it.

Then there's the Uberization of home delivery, with a service called Postmates. Much like Uber, with an application to arrange automobile rides, this service lets consumers arrange to have something picked up and delivered to the houses.

The appeal of some of these services is a little bit difficult to grasp, although maybe that's just a sign that it'll be difficult to break a 30-year habit of picking up groceries in a store and lugging them to the car.

What is clear, however, is that managers at consumer-oriented companies large and small must have a strategy for extending the supply chain all the way to the front door of the customer's residence. There's nothing about this management problem that appears easy to figure out.