Fair Isaac Corp. (FICO), Minneapolis, has been awarded four new patents by the U.S. Patent and Trademark Office. These patents were awarded to members of the FICO Labs team, and were granted for inventions underlying FICO solutions in predictive analytics, optimization and fraud detection. The first patent is for technology that mines transaction data for predictive trends, using genetic algorithms to find the most potent transformations of transactional data. The second patent provides an architecture for optimal strategy design using both historical data and human expertise. The other two new patents are for new technologies that bolster FICO's fraud detection and prevention capabilities.