Best certificate of deposit rates

February 23, 2008 at 11:12PM

SHORT TERM (expiring in 18 months or less) Ann % Term Min. Bank Yield (mo.) invest. Phone Notes Brickwell Community 3.75% 10 $5,000 651-289-5000 Mainstreet 3.75% 11 $5,000 651-225-8500 A Commerce Bank Edina 3.70% 18 $10,000 952-841-9750 Bridgewater 3.65% 13 $10,000 952-893-6868 Community Bank 3.63% 5 $500 952-227-2265 A Credit union (membership restrictions may apply) Wings Financial 4.22% 17 $500 952-997-8000 D,E.G US Federal 4.15% 13 $1,000 952-736-5000 A,F,G Affinity Plus 4.00% 12 $10,000 651-291-3700 C Hiway Federal 4.00% 12 $10,000 651-291-1515 E,G Teacher Federal 3.91% 12 $10,000 763-544-1517 E,G A sampling of the best certificate of deposit rates offered by area banks and credit unions. Specific terms and conditions may apply. Contact the financial institution for more information. National CD rates are available at www.bankrate.com. INTERMEDIATE TERM (expiring in 19 to 47 months) Ann % Term Min. Bank Yield (mo.) invest. Phone Notes North American Banking 4.15% 36 $10,000 612-455-1100 A,E,G Commerce Bank Edina 3.75% 36 $10,000 952-841-9750 Prior Lake 3.75% 36 $500 952-447-2101 First Commercial 3.65% 36 $5,000 952-903-0777 Bridgewater 3.60% 36 $10,000 952-893-6868 Credit union (membership restrictions may apply) Wings Financial 4.32% 36 $500 952-997-8000 E,G Hiway Federal 4.20% 36 $10,000 651-291-1515 E,G Affinity Plus 4.10% 24 $10,000 651-291-3700 C Teacher Federal 4.06% 36 $10,000 763-544-1517 E,G US Federal 4.03% 47 $10,000 952-736-5000 A,G LONG TERM (expiring in 48 months or more) Ann % Term Min. Bank Yield (mo.) invest. Phone Notes North American Banking 4.35% 60 $10,000 612-455-1100 A,E,G Capital One 4.25% 84 $5,000 800-848-1297 Prior Lake 4.05% 60 $500 952-447-2101 Americana Community 4.01% 58 $5,000 952-937-9596 First Commercial 4.00% 60 $5,000 952-903-0777 Credit union (membership restrictions may apply) Wings Financial 4.42% 60 $500 952-997-8000 E,G Hiway Federal 4.35% 60 $10,000 651-215-1515 E,G Anoka Hennepin 4.32% 60 $5,000 763-422-0290 A,E,G Affinity Plus 4.25% 60 $10,000 651-291-3700 C US Federal 4.14% 60 $500 952-736-5000 A,G

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