Before you buy

August 21, 2008 at 10:27PM

Calculate just how economical a switch will be:

• On average, a hearth appliance saves 20 to 40 percent on heating bills, according to the hearth association, although that varies depending on use.

• Prices for a ready-to-burn cord of wood -- about two full-sized pickup truckloads -- have climbed above $200 in many places and to more than $300 in some parts of the country.

• Several websites including the EIA's (www.eia.doe.gov/neic/experts/heatcalc.xls) and pelletheat.org offer fuel-comparison calculators.

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The Charging Bull sculpture by Arturo Di Modica, in New York's Financial District, is shown in this photo, Wednesday, Feb. 7, 2018. The current bull market is set to turn nine years old in about a month. As of Jan. 26, the date of the last market record, the S&P 500 had more than quadrupled over that time. The market had made big gains over the last year, and many experts felt stocks were overdue for a slump. (AP Photo/Richard Drew)
Richard Drew/The Associated Press

Cost is one reason why so many highly educated and well-paid investment experts are having such a difficult time beating the the benchmark index.

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