Cold is having the same lunch five days in a row so you don't have to walk across the grocery store parking lot.
Cold is not being able to eat cold food unless you are really warm.
Cold is declining invitations to drive 20 miles in the country because you remember when your car died in the cold.
Cold is keeping the house darker, and the curtains and shades drawn in some rooms, because you can feel the cold air coming in just standing next to a window.
Cold is letting the dog out and standing by the door because he will be back in less than a minute.
Cold is being glad you are not a dog.
Cold is thinking about your car more; where you park outside work; thinking about starting it over lunch, thinking about starting it before you leave work.
Cold is realizing going to the gas station is more unpleasant and happening more often.