House prices across the country keep rising, but at a much more moderate pace than they have in the past. An index that measures prices in the 20 biggest metros nationwide shows that home prices during October were just 4.5 percent higher than last year but were basically flat compared with the previous month, according to the latest S&P/Case-Shiller Home Price Indices. In the Twin Cities metro, prices were up just 2.3 percent year-over-year, but had fallen 0.3 percent.

The October increase was the 10th consecutive month of decelerating increases, though eight cities saw prices rise faster. The biggest annual gains were in Miami and San Francisco; prices in Cleveland were didn't increase at all.

The Case-Shiller report is closely watched because it uses repeat sales of the same property to track home prices rather than all sales that have occurred within a particular month.