Northeast Minneapolis, MN -07/26/07 - Paul and Tracie Christopherson work with mortgage broker Steve Lange (off camera at right) and mortgage closer Brian Wefel, of All American Title(at left) as they sign refinance papers on their home, for another sub-prime loan that would hold payments steady for three years, buying them a little time financially. They had been in danger of foreclosure. STAR TRIBUNE photo David Denney •ddenney@startribune.com
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