Resistance to reform is not fully considered
The Affordable Care Act has nothing to do with saving or not saving for retirement, nor does it have anything to do with irresponsible spending on home loans, or especially on senseless wars. It has to do with pooling health risks in order to bring health care costs down for everyone.
While it is a pay-it-forward kind of system, it is not entirely the burden of the young (“One generation bearing the financial burdens of another,” Letter of the Day, Sept. 21).
A healthy young man like the letter writer will pay much less in premium than will a moderately healthy 60-year-old like me. His premium may be even less if he qualifies for subsidies, and he will actually have health insurance that covers routine care, mental health care and catastrophic events.
What people seem to forget is that they, or someone they love, may be the next person who is just two days away from a cancer diagnosis, or 10 pounds away from getting diabetes, or five miles away from a serious car accident. Those are not age-related events. We all need insurance these days, since the medical costs for treating those events are out of reach for almost all Americans.
The ACA seeks to provide better health care for more Americans at a lower cost. Whether or not it is successful depends on everyone getting on board and helping to make it work.
JAN ODEGARD, St. Paul
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I’m not sure if state Sens. Michelle Benson and Sean Nienow simply don’t understand MNsure or if they are deliberately trying to mislead people (“Are you worried about MNsure? We sure are,” Sept. 21).
The alarm that “not a single dollar” has yet gone toward medication for seniors is completely misplaced. MNsure isn’t for seniors; Medicare policies won’t be sold through MNsure or any of the other “Obamacare” exchanges. Further, coverage purchased through the new exchange doesn’t begin until Jan. 1, 2014 — so it’s also hardly an outrage that “checkups for kids and preventive care for women” haven’t yet been paid for.
As for the security concerns: An employee — since fired — attached the wrong file to an e-mail. That’s absolutely a serious concern. However, it was not a breach of the MNsure website. No consumer data was released, and the data did not pass through the site that consumers will use to compare and purchase insurance.
CARLA ANDERSON, Bloomington
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Debating the burden of a shutdown
My husband and I have been anticipating a long-planned Amtrak trip to Glacier National Park, but with the uncertainty of a possible government shutdown, we’ve had to rethink those plans.
If the government closes, Amtrak might not run. If the government closes, Glacier National Park will be closed. Worried, I called the Amtrak reservation number to inquire about cancellation penalties.
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