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Here is another example of the e-mails that are hitting inboxes as the Affordable Care Act requirements roll out.
This one is not legitimate, as is obvious by the bad grammar. The header should read "you're not covered," though good grammar is hardly a sign of good intentions.
As Minnesotans begin shopping for health insurance, MNsure released some tips on how to avoid healthcare scams.
Two weeks ago, I wrote about about health scams that were already hitting the state, particularly seniors.
Here are the tips from MNsure:
An international sweepstakes scam that has already cost consumers, mostly seniors, $11 million is the Federal Trade Commission's latest target in stopping these kinds of swindles.
On Sept. 16, the FTC filed a lawsuit against Ventura, Calif., resident Liam O. Moran and his companies for sending out personalized letters to millions of consumers claiming they had won more than $2 million in sweepstakes money.
The letter then states the recipients have to send a $20 to $30 fee. The fine print on the back of the letter does tell consumers in "dense, confusing language" that they have not won anything and the fee is to provide consumers with a list of available sweepstakes, according to the FTC.
"The defendants have sent more than 3.7 million letters during the past two years, including nearly 800,000 letters to people in 156 countries in the first half of 2013," the FTC said in a news release Monday. "They have collected more than $11 million from consumers since 2009. The vast majority of the victims of this scam appear to be over 65."
Read the full complaint here.
The Federal Trade Commission filed charges against operators of a telemarketing scheme aimed at defrauding seniors by offering phony prescription drug discount cards last week.
In the complaint, the FTC alleges that seniors across the United States were deceived into turning over their bank account numbers and used that information to take money from their accounts.
The operators, based in the United States and Canada, claimed they would send consumers a prescription drug discount card for a fee. The cards provided were already provided to senior for free by calling a toll-free number, the FTC said Monday in a news release.
The telemarketing scheme is another in a slew of scams targeting seniors. On Sunday, I wrote about scammers who are taking advantage of the confusion swirling around the Affordable Care Act. The majority of the people I spoke to for that story were seniors who had received a call from someone claiming they needed to send a new Medicare card.
The operators who are named in the complaint that are based in the United States include:
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