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No insurance help for hit-and-run victim

Posted by: under Loopholes Updated: August 5, 2010 - 10:15 AM

Over the past year, hundreds of you have asked Whistleblower for help. While we can’t investigate each tip, we want to share more of what you tell us. In 2009, we started publishing a few tips each week to stimulate online discussion and create ways for our readers to help each other. Unlike our news stories, we have not verified this information. If you have a tip, send it to whistleblower@startribune.com.

After his car was hit by another vehicle that fled the scene, a Minneapolis man found out that the unlicensed driver who backed into his car at a gas station had a warrant out for her arrest. When he submitted a claim to the car owner’s insurance company, a representative said the vehicle was used by a friend without the owner’s permission, prompting the company to reject his claim.

He doesn’t think his insurance company should have to cover the damage to his vehicle. Now he’s stuck paying a $500 deductible, and he’s worried his rates will go up.

“It’s such an obvious con story,” he said.

Do you think insurance companies should pay up even if the insured driver didn’t give permission to the person behind the wheel?

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