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More from Your Money

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Your Money columnist: Kara McGuire covers personal finance and money matters. Track every penny Kara spends in 2009 at Twitter. Her column about spending, saving, and getting ahead, appears in the Star Tribune's business section, Ka-ching! on Sundays.

Money questions? Financial concerns? Check out Kara's personal finance blog, Ka-blog! or send her an e-mail kara.mcguire@startribune.com.

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