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Continued: 10,940 have enrolled on Minn.’s health exchange since launch Oct. 1

  • Article by: JACKIE CROSBY , Star Tribune
  • Last update: November 6, 2013 - 9:17 PM

The unanimous vote by the seven-member board was rife with “what ifs” and talk of contingency plans if enrollment goals come in lower than expected.

Enrollment projections already have been dialed back, with MNsure leaders betting on the low end that 102,000 Minnesotans will purchase private market insurance by the end of 2014.

The amount raised depends both on the number of people who enroll and the premium prices.

While MNsure backers have claimed bragging rights for having some of the lowest premium prices in the nation, it could prove to be something of a disadvantage for making the financing work.

Budget analysts say that if premiums come in on the low end, assumed at $202, and enrollment comes in at the low end, MNsure could collect $3.2 million from the 1.5 percent premium withhold.

Under a best-case scenario — premiums at the high end average of $290 and enrollment higher than expected — insurers would pay $8.6 million.

MNsure would need to cover $1.3 million in ongoing operations, meaning that even under the worst-case scenario the agency has a contingency that board members could live with.

“I feel very confident, given the norms in open enrollment where we are one month into a six-month process,” board director Brian Beutner said after the meeting.


Jackie Crosby • 612-673-7335

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