So much for the notion that a budget deal would shore up the stock market. Two days after the debt ceiling drama was put behind us and the Dow Jones Industrial Average has erased its gains for the year, down 350 points at midday before rebounding about 100 points as a write this.

How are you reacting to today's tumble? Are you out buying gold? Do you look at this as a buying opportunity for stocks? Or do you avert your eyes and not look at all?

I actually put some of my available cash in the market yesterday. Guess I pulled the trigger a day too soon. It just goes to show that you can't time the market, That's why I'm a fan of dollar-cost-averaging, of buying into the market consistently a bit at a time, and why I always keep my long-term plan in focus, even on days like today.