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Mortgage shopping tips
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1 CHOOSE A FULL-SERVICE LENDER THAT HANDLES FHA, VA, CONVENTIONAL AND SPECIAL FIRST-TIME HOME-BUYER LOANS.
2 Choose an experienced loan officer who has been in the business at least five years to do a credit report three to six months before your anticipated home purchase.
3 Don't rely on the Internet. Many of the problems consumers face today were the result of slick Internet ads promising very low interest rates.
4 Expect it to be a complex process. Ask questions until you understand what is being offered.
5 Keep your financial papers accessible and organized. All information on a loan application must be fully documented.
FAIRWAY INDEPENDENT MORTGAGE
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